MANAJEMEN RISIKO LIKUIDITAS BANK PERKREDITAN RAKYAT (Studi Empiris pada Bank Prekreditan Rakyat di Tangerang)

Amalia Indah Fitriana, Hendra Galuh Febrianto

Abstract


The objective of this research is to analyze BPR liquidity risk management in Tangerang through asset management, leverage and capital adequacy with the final goal of recommending policy to improve BPR liquidity risk management. This type of research uses explanatory research type with quantitative approach. Analysis of data in research using multiple linear regression analysis in panel of financial report data 49 BPR in Tangerang from 2012 until 2016. There are two groups of variables used in this research. The dependent variable in this research is liquidity risk measured by current ratio. The independent variable in this research is asset management measured by total asset turnover, leverage measured with debt to equity ratio and capital adequacy measured by capital adequacy ratio. The results of this study indicate that three hypotheses partially have no effect. But the simultaneous test shows the three variables together have a negative and significant effect.

Keywords


Asset Management; Leverage; Capital Adequacy; Liquidity Risk Management



DOI: http://dx.doi.org/10.22441/profita.v11.02.007

Refbacks

  • There are currently no refbacks.


Copyright (c) 2018 Jurnal Profita

Creative Commons License
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.

Footer

Jurnal Profita: Komunikasi Ilmiah Akuntansi dan Perpajakan

Portal ISSNPrint ISSN: 2086-7662
Online ISSN: 2622-1950


View My Stats

Lisensi Creative Commons
Ciptaan disebarluaskan di bawah Lisensi Creative Commons Atribusi-NonKomersial 4.0 Internasional.

The OJS of "Jurnal Profita: Komunikasi Ilmiah Akuntansi dan Perpajakan" is Indexed by:

ROAD ISSN IndexPKP IndexGoogle ScholarGaruda RistekdiktiNeliti.com
DRJI Indexed JournalIPI GarudaRelawan Jurnal Indonesia No.68DOAJ Logo
(Dalam Proses)
Crossref logo
(Dalam Proses)

Tim Editorial Office
Jurnal Profita: Komunikasi Ilmiah Akuntansi dan Perpajakan

Fakultas Ekonomi Dan Bisnis
Universitas Mercu Buana
Jl. Raya Meruya Selatan, Kembangan, Jakarta-11650
Telp.021-5840816 Ext. 5342, Fax. 021-5871312
Jakarta
Email. (editor.profita@mercubuana.ac.id).
Website. (http://publikasi.mercubuana.ac.id/index.php/profita)