Widokarti, Joko Rizkie, Shine Pintor Siolemba Patiro, Sakina Nusarifa Tantri, and Hety Budiyanti. 2022. “MSMEs and Fintech: A Comparison of Theory of Trying and Theory of Planned Behavior”. MIX: JURNAL ILMIAH MANAJEMEN 12 (3). Jakarta, Indonesia:467-85. https://doi.org/10.22441/jurnal_mix.2022.v12i3.008.