Ratnawati, Kusuma, and Christin Susilowati. “Implication of Digital Economy and Financial Technology Towards Performance of Financial Services Sector in Indonesia”. MIX: JURNAL ILMIAH MANAJEMEN 12, no. 1 (February 26, 2022). Accessed June 2, 2026. https://publikasi.mercubuana.ac.id/index.php/Jurnal_Mix/article/view/14317.