Hafiz, Gilang Pratama, Dodi Ria Atmaja, and Fachmi Tamzil. 2023. “Analysis of Factors Affecting Fintech Consumers in Indonesia”. Indikator: Jurnal Ilmiah Manajemen Dan Bisnis 7 (3). Jakarta, Indonesia:13-22. https://doi.org/10.22441/indikator.v7i3.19766.