FERRANTI, Putri Andari. Analisis Kredit Bermasalah UMKM secara Sektoral dan Pandemi Covid-19. Journal of Fundamental Management (JFM), Jakarta, Indonesia, v. 1, n. 2, p. 232–242, 2021. DOI: 10.22441/jfm.v1i2.16470. Disponível em: https://publikasi.mercubuana.ac.id/index.php/jfm/article/view/16470. Acesso em: 4 jun. 2026.