HADIWIJAYA, Hendra; FAJAR ARIWIBOWO, Muhammad. Performance and Effort Expectancy on Behavioral Intentions and Their Implications for Fintech Use Behavior in Indonesia. Jurnal Ilmu Ekonomi dan Sosial (JIES), Jakarta, Indonesia, v. 13, n. 3, 2026. Disponível em: https://publikasi.mercubuana.ac.id/index.php/jies/article/view/27639. Acesso em: 28 jul. 2026.