Tiara, Reni, and Iza Hanifuddin. 2024. “Optimization of Electronic Payments to Boost Economic Growth on QRIS Services”. Journal of Islamic Economics and Social Science (JIESS) 4 (2). Jakarta, Indonesia. https://publikasi.mercubuana.ac.id/index.php/jiess/article/view/jiess.2023.v4i2.005.