Nasution, Anita Hakim, and Lukmandono Lukmandono. “Review of The Literature, Prospects, and The Impact of Bancassurance on The Stability of The Banking Industry”. Operations Excellence: Journal of Applied Industrial Engineering, vol. 13, no. 3, Nov. 2021, pp. 310-2, doi:10.22441/oe.2021.v13.i3.029.