The Effect of Financial Knowlegde, Financial Attitude on Financial Management Behavior in Coffee Shop in Tangerang City

Authors

  • Reza Satria Aldiki Mercu Buana University
  • Dila Agustin Mercu Buana University
  • Desviera Zulfa Mercu Buana University

DOI:

https://doi.org/10.22441/indikator.v6i1.14159

Keywords:

Financial Knowledge, Financial Attitude, Financial Management Behavior

Abstract

The purpose of this study is to find out and how the influence of financial knowledge, financial attitudes on financial management behavior in coffee shop business actors in Tangerang City. The research design used in this study is a quantitative approach. The sampling technique used purposive sampling method. Methods of data collection using a questionnaire and obtained a sample of 31 respondents. In this study, researchers used descriptive data analysis techniques, regression tests and different t-tests with the help of the PLS software program. The results of data analysis and the results of the hypotheses in this study were tested with SmartPLS 3.0 and The results of this study are Financial Knowledge, and Financial Attitudes have no significant effect on the Financial Management Behavior of Coffee Shop Businesses in Tangerang City.

Author Biographies

Reza Satria Aldiki, Mercu Buana University

Mercu Buana University; Faculty of Management & Business; Study Program Management S1

Dila Agustin, Mercu Buana University

Mercu Buana University; Faculty of Management & Business; Study Program Management S1

Desviera Zulfa, Mercu Buana University

Mercu Buana University; Faculty of Management & Business; Study Program Management S1

References

Amanah, Ersha. (2016) entitled "The Influence of Financial Knowledge, Financial Attitude and External Locus of Control on Personal Financial Management Behavior in Undergraduate Students at Telkom University". Thesis. Telkom University.

Andrew, Vincentinus & Nanik, Linawati (2014). Relationship between Demographic Factors and Financial Knowledge with Financial Behavior of Private Employees in Surabaya. FINESTA.Vol. 02. No. 02.

Aprilia, Zenika. (2015) "The Influence of Locus of Control, Financial Knowledge and Personal Income on Financial Management Behavior in KPP Pratama Blitar employees". Skipsi. State University of Malang.

Damanik, Lady Angela and Herdjiono, Irine (2016). Effect of Financial Attitude, Financial Knowledge, Parental Income on Financial Management Behavior. Journal of Theoretical and Applied Management Year 9. No. 3, December 2016.

Ida and Dwinta, Chintia Yohana (2010) The Effect of Locus of Control, Financial Knowledge, and Income on Financial Management Behavior. Journal of Business and Accounting. Maranatha Christian University. Vol.12, No.3, hlm.131-144

Ida and Dwinta, Chintia Yohana. (2010). The Influence of Locus of Control, Financial Knowledge, and Income on Financial Management Behavior. Journal of Business and Accounting. Maranatha Christian University. Vol.12, No.3, pp.131-144

Indriantoro, Nur and Supomo, Bambang. (1999). Business Research Methods. Yogyakarta: BFE.

Kholilah, Naila Al and Rr. Iramani. (2013). Study of Financial Management Behavior in Surabaya Community. Journal of Business and Banking. Vol.3, No.1, Pg.69-80.

Kholilah, Naila Al and Rr. Iramani (2013). Study of Financial Management Behavior in Surabaya Society. Journal of Business and Banking. Vol.3, No.1, Pg.69-80.

Kiryanto, et al. (2000). The Influence of Managers' Perceptions of Financial Accounting Information on the Success of Small Companies. Third National Accounting Symposium (SNA). University of Indonesia. Jakarta.

Maharani, Tarry Novita. (2016). The Influence of Personal Financial Literacy, Financial Attitude on Financial Management Behavior of Undergraduate Students of the Faculty of Economics, Andalas University. Essay. Andalas University.

Mien, Nguyen Thi Ngoc and Thao, Tran Phuong. (2015). Factors Affecting Personal Financial Management Behaviors: Evidence from Vietnam. Proceedings of the Second Asia-Pacific Conference on Global Business, Economics, Finance and Social Sciences (AP15 Vietnam Conference) ISBN: 978-1-63415-833-6. 10-12 July,2015. Danang-Vietnam.

Ningsih, Retno Utami and Rita, Mario Rio. (2010). Financial Attitudes and Family Communication About Pocket Money Spending: From Gender Differences. JMK. Vol.8, No.2.

Pinasti, Margani. (2007). The Effect of Implementation and Use of Accounting Information on Small Entrepreneurs' Perceptions of Accounting Information: An Experimental Research, Xth National Accounting Symposium (SNA), Makassar.

Rahman, A., & Risman, A. (2021). IS BEHAVIOR FINANCE AFFECTED BY INCOME, LEARNING FINANCE AND LIFESTYLE?. The EUrASEANs: Journal on Global Socio-Economic Dynamics, (4(29), 29-40.

Rajna, A., Ezat, Sharifah WP, Junid, Syed Al, and Moshiri, H. (2011). Financial Management Attitude and Practice among the Medical Practitioners in Public and Private Medical Service in Malaysia. International Journal of Business and Management Vol. 6, No. 8, Pg. 105-113.

Risman, A., Prowanta, E. & Siswanti, I. (2021). Behavioral Corporate Finance. Yogyakarta. Penerbit KBM Indonesia.

Sina, Peter Garlans. (2014). Personality Types in Personal Finance. JIBEKA Journal Vol.8 No.1 Pg.54-59.

Sugiyono. (2010). Educational Research Methods. Bandung: Alphabeta

Wirjono, Endang Raino & Raharjono, D. Agus Budi. (2012). Survey of Understanding and Utilization of Accounting Information in Small and Medium Enterprises in the Special Region of Yogyakarta. AUDI Journal of Accounting and Business. Vol.7, No.2, July 2012.

Yulianti, Norma and Silvy, Meliza (2013). Attitudes of Financial Managers and Behavior of Family Investment Planning in Surabaya. Journal of Business and Banking Vol. 3 No. 1, May

Downloads

Published

2022-01-13

How to Cite

Aldiki, R. S., Agustin, D., & Zulfa, D. (2022). The Effect of Financial Knowlegde, Financial Attitude on Financial Management Behavior in Coffee Shop in Tangerang City. Indikator: Jurnal Ilmiah Manajemen Dan Bisnis, 6(1), 119–130. https://doi.org/10.22441/indikator.v6i1.14159

Issue

Section

Articles

Similar Articles

> >> 

You may also start an advanced similarity search for this article.