The Role of People's Banking Private Vocational (BPR) Toward Development of MSME in Lebak Banten
DOI:
https://doi.org/10.22441/jiess.2020.v1i1.004Keywords:
BPR, MSME, DevelopmentAbstract
This study aims to determine the role of BPR in the development of MSMEs. The research method uses a descriptive-qualitative analysis method. The population in this study are rural banks and MSMEs in the Lebak regency of Banten. The type of data used is secondary data and primary data The role of BPR in the development of MSMEs in the Lebak Regency of Banten with credit growth from 2016 - 2018 of 166.88% and MSME growth of 28.05%, the characteristics of MSME actors in the Lebak district of Banten is the age level of 40 -50 years and male sex with the majority of MSMEs married, and educated in high school, with experience managing businesses between 1 to 5 years, business characteristics, in general, financing customers of PT. BPR Lebak Sejahtera has a business in the field of handicraft, a self-owned business with a place of business that is also owned by itself, in running its business it already has an official business license. financing characteristics provided, the customer receives working capital financing with a repayment period of 1 to 3 years.Downloads
References
Herri, SE., MBA.,PhD, Anggota: Tafdil Husni, SE.,MBA.,PhD, Drs. Syahrial Syarif, MBA, Suhairi, SE., M.Si., PhD, Akt, Edi Herman, SE., MBA.,Akt, Ma’ruf, SE.,M.Bus. (2008). Penelitian yang berjudul “Studi Peningkatan Peran Bank Perkreditan Rakyat (BPR) dalam pembiayaan usaha mikro kecil (UMK) di sumatera barat, Jurnal
Hasibuan,Malayu S.P., 2008. Dasar-dasar Perbankan. Jakarta: Bumi Aksara
Harahap, Sofyan, 2008, Analisis Kritis Atas Laporan Keuangan, Rajawali Pers, Jakarta (hal. 300). Jurnal Manajemen dan Informatika, AMIK BSI Jakarta.
Henny Nofianti (2010). Melakukan penelitian dengan judul dampak pembiayaan UMKM oleh BPR di Bali terhadap Kinerja UMKM, Jurnal Manajemen dan Informatika, AMIK BSI Jakarta.
Indria Widyastuti, Dewi Yuliandari 2018, “Analisis Peran Bank Perkreditan Rakyat (BPR) terhadap Peningkatan kinerja usaha mikro kecil (UMK) Jurnal Manajemen dan Informatika, AMIK BSI Jakarta.
Jafar angga,arifin utha,makmur kambolong (2011). Melakukan penelitian dengan judul “Analisis Pengaruh suku bunga pinjaman dan jumlah nasabah usaha mikro kecil dan menengah terhadap pengucuran kredit oleh perusahaan daerah. bank pengkreditan rakyat bahteramas kendari”
Kasmir, 2012. Dasar-Dasar Perbankkan. Jakarta : PT Raja Grafindo Persada
Masyuri hamidi (2010). Melakukan Penelitian yang berjudul “Studi Komparasi Kinerja Bank Perkreditan Rakyat. Bank Perkreditan Rakyat (BPR) memiliki peran penting dalam mendukung perekonomian Indonesia melalui penyediaan akses keuangan untuk masyarakat ekonomi lemah dan usaha mikro, kecil dan
Muchdarsyah Sinungan, 1991. Dasar-dasr dan teknik manajemen kredit. Jakarta Bumi Aksara.
menengah.
Rachmat Firdaus, 2001. Manajemen Dana Bank. Bandung : STIE INABA
Sugiyono. 2001. Metode Penelitian Bisnis, Bandung : CV. Alfabeta.
Suhartono (2010).Penelitian ini berjudul “peranan bank perkreditan rakyat(bpr) dalam meningkatkan keberhasilan sektor umkm,
Subramanyam, KR dan Wild, John J, 2010, Analisis laporan Keuangan (Financial Statement Analysis), Mc Graw Hill (terjemahan: Salemba Empat). Jurnal Manajemen dan Informatika, AMIK BSI Jakarta.
Teguh Pudjo Muljono, 1990. Manajemen perkreditan. Yogyakarta : BPFE
Undang-Undang No. 10, tahun 1998. Tentang Perubahan
Undang-Undang No. 7 Tahun 1992, Sinar Grafika, Jakarta. Jurnal Manajemen dan Informatika, AMIK BSI Jakarta.
UU Perbankan No. 10 Pasal 1 Ayat 4 Tahun 1998.
www.bi.go.id, Bank Indonesia, 2015, Siamat Dahlan, 2005. Manajemen Lembaga Keuangan. “Kebijakan Moneter dan Perbankan”. Jakarta: Fakultas Ekonomi Universitas Indonesia, Edisi kesatu
Downloads
Additional Files
Published
How to Cite
Issue
Section
License
Author(s) Rights
As a journal author, you have rights for a large range of uses of your article, including use by your employing institute or company. These Author rights can be exercised without the need to obtain specific permission. Authors publishing in Journal of Islamic Economics and Social Sciences (JIESS) journals have wide rights to use their works for teaching and scholarly purposes without needing to seek permission, including use for classroom teaching by Author or Author's institution and presentation at a meeting or conference and distributing copies to attendees; use for internal training by author's company; distribution to colleagues for their research use; use in a subsequent compilation of the author's works; inclusion in a thesis or dissertation; reuse of portions or extracts from the article in other works (with full acknowledgment of final article); preparation of derivative works (other than commercial purposes) (with full acknowledgment of final article); voluntary posting on open web sites operated by author or author’s institution for scholarly purposes (should follow CC by SA License).
Authors can copy and redistribute the material in any medium or format, as well as remix, transform, and build upon the material for any purpose, even commercially, but they must give appropriate credit (cite to the article or content), provide a link to the license, and indicate if changes were made. If you remix, transform or build upon the material, you must redistribute your contributions under the same license as the original.
Retained Rights/Terms and Conditions
Although authors are permitted to re-use all or portions of the Work in other works, this does not include granting third-party requests for reprinting, republishing, or other types of re-use.
Copyright Transfer Agreement (for Publishing)
The Authors submitting a manuscript do so on the understanding that if accepted for publication, copyright publishing of the article shall be assigned/transferred to Journal of Islamic Economics and Social Sciences (JIESS) of Universitas Mercu Buana as Publisher of the journal. Upon acceptance of an article, authors will be asked to complete a 'Copyright Transfer Agreement' (see more information on this). An e-mail will be sent to the corresponding author confirming receipt of the manuscript together with a 'Copyright Transfer Agreement' form by the online version of this agreement.
Journal of Islamic Economics and Social Sciences (JIESS) of Universitas Mercu Buana, the Editors and the Advisory Editorial Board make every effort to ensure that no wrong or misleading data, opinions or statements be published in the journal. In any way, the contents of the articles and advertisements published in the Journal of Islamic Economics and Social Sciences (JIESS) are sole and exclusive responsibility of their respective authors and advertisers.
Remember, even though we ask for a transfer of copyright, our journal authors retain (or are granted back) significant scholarly rights as mention before.
The Copyright Transfer Agreement (CTA) Form can be downloaded here:
[Copyright Transfer Agreement (CTA) Form Journal of Islamic Economics and Social Sciences (JIESS)]
The copyright form should be signed electronically and send to the Editorial Office in the form of original e-mail below:
ournal of Islamic Economics and Social Science (JIESS)
Ikatan Ahli Ekonomi Islam (IAEI)
Komisariat: Universitas Mercu Buana
Faculty of Economic and Business Building
Jl. Raya Meruya Selatan, Kembangan, Jakarta-11650
Telp.021-5840816 Ext. 5342, Fax. 021-5871312
Email: [email protected].
Website: http://publikasi.mercubuana.ac.id/index.php/jiess
All off articles in the Journal of Islamic Economics and Social Sciences (JIESS) are licensed under CC BY-SA
Journal of Islamic Economics and Social Sciences (JIESS) and the article sare licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
