ANALISIS EFISIENSI INDUSTRI PERBANKAN INDONESIA DENGAN MENGGUNAKAN METODE PARAMETRIK: DISTRIBUTION FREE APPROACH

Abstract

Abstract. This research uses the parametric method, Distribution Free Approach
(DFA), by using intermediation approach to analyze the level of cost efficiency, profit
efficiency, and alternative profit efficiency of the banking industry in Indonesia. The
data used are annual report data of 89 conventional commercial banks operating for 12
years (2004-2015). The result shown that the level of profit efficiency and alternative
profit efficiency are higher than cost efficiency in the Indonesian banking industry.
State-owned bank is the most efficient in cost efficiency, while the foreign bank is the
most efficient in profit efficiency and alternative profit efficiency.
Keyword: DFA, Cost Efficiency, Profit Efficiency, Alternative Profit Efficiency